Accident/Insurance/Personal Injury

DEFINITION

Insurance companies are often involved in personal injury cases in two ways. First, they defend their insured who caused the injury. Second, their policy will cover the amounts determined to be owed for the injury.

COMPENSATION

In cases of accident, insurance and personal injury, your compensation usually includes reimbursement for lost wages, out of pocket medical costs and pain and suffering.

STANDARD PROTOCOL

If you are injured, you are likely to be contacted directly by the insurance company. Remember that statements made to insurance adjustors are usually recorded for use in evaluating your claim. All of your injuries should be listed, no matter how insignificant they might seem. In many cases, what seems to be a minor symptom can require major medical treatment. Another thing to keep in mind is that attorneys do not usually require advance payment or retainers for their services in accident or injury claims. In most cases, the attorneys are paid only at the end of the case and only after the case is resolved favorably for the client.

WHEN TO CONTACT AN ATTORNEY

You are the best person to determine if and when to contact an attorney regarding your injury claim. Remember that attorneys are accustomed to dealing with insurance companies and medical providers. A well-versed attorney can "speak their language" and help you to understand and simplify what might otherwise seem unclear or complicated. Typically, insurance companies will not want to settle a claim until you have completed all of your medical treatment. Because this can take weeks or months, many innocent drivers are unnecessarily hassled by insurance companies and doctors regarding their claims. Attorneys can sometimes help claimants move more smoothly through the claims process.

INFORMATION NEEDED BY RANDY RICH TO HANDLE YOUR CASE

Upon retaining Randy Rich to represent your interests in an accident claim, he will assist you in gathering all your medical bills and records of medical treatment. In addition, the insurance company will often wish to have information relative to a medical condition as it existed prior to the accident. Randy Rich has extensive experience in the resolution of claims involving personal injuries, car accidents and insurance claims. He represents victims of accidents who look to the court system for compensation.